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ANNOUNCEMENT: Bill Me Later® is now part of PayPal. Read the press release.

Shop now. Pay later. A new way to pay on eBay BillMeLater © a PayPal © Company

Where to find it

Why use Bill Me Later?

Trusted by millions of customers and accepted at over 1,000 online stores,
Bill Me Later is an incredibly convenient way to pay.
  • GAIN FLEXIBILITY AND CONTROL
    Pay now or pay later—the choice is yours*
  • IT’S FAST AND EASY
    No account numbers to enter and a decision happens within seconds
  • EASILY MANAGE PURCHASES
    Purchases appear on a monthly statement
  • IT’S SAFER AND SECURE
    Bill Me Later comes with all the protection you expect from PayPal
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FAQs

Want to know more? Click on the links below for more information.

Bill Me Later is a convenient and secure way to pay on the web or over the phone. Bill Me Later lets users pay without using a credit card. At checkout, simply provide your birthday and the last four digits of your social security number, accept the terms and your purchase is complete. It's that easy! There are no codes to find or account numbers to remember.

Founded in 2000, Bill Me Later was acquired by eBay Inc. in 2008. Bill Me Later is a PayPal company headquartered in Timonium, MD with additional offices in Hunt Valley, MD and San Francisco, CA.

Bill Me Later is a credit account that you can use at eBay and through your PayPal account. You will receive a welcome email from Bill Me Later with useful information about your account. (If you did not receive this email, you may need to update your email spam filter to accept emails from Bill Me Later). Then, approximately 10–14 days after your purchase, you will receive an email with a link to your electronic statement.

There is no annual fee to use Bill Me Later.

The Annual Percentage Rate is 19.99%. The Minimum Finance Charge is $2.00.
Of course, you can choose to pay your entire balance by the payment due date and pay no finance charges.

Yes, Bill Me Later provides “zero fraud liability” protection; the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges.

Founded in 2000, Bill Me Later was acquired by eBay Inc. in 2008. Bill Me Later is a PayPal company headquartered in Timonium, MD with additional offices in Hunt Valley, MD and San Francisco, CA.

Bill Me Later is available at eBay sellers based in the U.S. with the following category exceptions: adult, digital goods, weapons, alcohol, currency, motors (except parts & accessories), also non U.S. sellers, and U.S. sellers with third party checkout.

*Interest applies if paid over time.

Bill Me Later is subject to credit approval as determined by the lender, WebBank, Salt Lake City, Utah and is available to US customers who are of legal age in their state of residence.

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